Tips to save yourself some money

So much money and energy is wasted on things we could get for free. If you're into new, shiny things and collecting stuff, this is not for you. But if you want less clutter in your life and want to keep more of your money, then check out the following things you shouldn't be paying for.

Basic Computer Software -- Thinking of purchasing a new computer? Think twice before you fork over the funds for a bunch of extra software. There are some great alternatives to the name brand software programs. The most notable is OpenOffice, the open-source alternative to those other guys. It's completely free and files can be exported in compatible formats.  Visit Openoffice's website

Cell Phone -- The service plan may be expensive, but the phone itself doesn't have to cost a thing. Most major carriers will give you a free phone, even a free smart phone, with a two-year contract.

Water -- Besides the monthly utility bill, there's no reason to shell out $1 for every bottle of water you drink. Bottled water is over-rated anyway. Get over it, and into tap, filters, and reusable water bottles. It's cheaper for you and better for the environment.

 Debt Reduction Help -- Speaking of credit cards, if you're in over your head with credit card help, there are many free sources you can turn to for help with your debt. No one is going to be able to magically wipe away your debts, but there is help out there that will set you up on a debt reduction plan you can handle. Start with a visit to the National Foundation for Credit Counseling.  Visit their website here

 Basic Tax Preparation -- If your tax situation isn't that complicated, then you should probably be preparing your own tax return using one of the many free online services. It's now common for e-filing to be free as well with many services. You won't even need a stamp.

Shipping -- If you like to buy online, you probably use coupons to get a percentage off of your purchase. Take your skills to the next level and look for coupons or promotion codes that offer free shipping.  Most sites even have special offers for free shipping if you look hard enough.  If in doubt, visit a site like www.freeshipping.org.

DVD Rentals -- Did you know that you can rent DVDs from RedBox locations for $1 a night? And better yet, if you use one of the coupon codes from www.insideredbox.com you can avoid the $1 charge. Free DVD rentals! Most libraries now have free DVD rental as well.

Just some helpful information to help you keep some of that hard earned money in your pocket.  Check back often, as i will be posting more useful/helpful information soon.